improvement of dea approach for clustering credit rating of customer in banks
نویسندگان
چکیده
competition between the managers of industrial and service organizations to provide their financial needs and credit facilities via the bank's loan is growing daily. other hand, financial resources and credit of banks and financial institutions to provide accommodations to applicants is limit. accordingly the optimal allocation of limit financial resources with the aim of making the maximum value for their investment is a necessity. in this study, the validation criteria to identify applicants receive legal facilities using improved techniques of data envelopment analysis (dea), an efficient method for legal clients of categories is presented. improved techniques of dea by defining a perfect organization in each time of runs that cause to reduce of computing and operation speed of decision-making and improved available dea method. the improved dea model also offers a short, direct and dynamic route to achieve more efficiency in each of efficient and inefficient the companies. prioritizations provided by the improved dea method in all case studies, were equal with priorities of the available dea approach.
منابع مشابه
the role of application of dynamic assessment approach in improvement of iranian efl writing performance at different language proficiency levels
the present study sought to investigate the role of dynamic assessment (da) in improvement of iranian efl writing performance at different language proficiency levels. to this end, after conducting the quick placement test, 60 iranian efl learners were assigned to two groups with different language proficiency levels. in both groups each participant wrote two compositions, one before and one af...
Designing an Expert System for Credit Rating of Real Customers of Banks Using Fuzzy Neural Networks
Currently, in Iran's banking system, non-repayment of facilities has become one of the biggest issues, and due to the lack of a proper system for proper allocation of facilities, they face a number of problems, including the problem of allocation of loans, the problem of failure to repay loans Of the central bank, or the amount of facilities increased from the amount of reimbursement. The solut...
متن کاملapplication of upfc based on svpwm for power quality improvement
در سالهای اخیر،اختلالات کیفیت توان مهمترین موضوع می باشد که محققان زیادی را برای پیدا کردن راه حلی برای حل آن علاقه مند ساخته است.امروزه کیفیت توان در سیستم قدرت برای مراکز صنعتی،تجاری وکاربردهای بیمارستانی مسئله مهمی می باشد.مشکل ولتاژمثل شرایط افت ولتاژواضافه جریان ناشی از اتصال کوتاه مدار یا وقوع خطا در سیستم بیشتر مورد توجه می باشد. برای مطالعه افت ولتاژ واضافه جریان،محققان زیادی کار کرده ...
15 صفحه اولthe effect of a selfregulatory approach on the improvement of efl learners listening comprehension
تاثیر آموزش مهارت خود محوری بر روی ارتقاء مهارت شنیداری زبان آموزان هدف این پژوهش بررسی عوامل موثر در ارتقا مهارت شنیداری زبان آموزان ایرانی بود. در مرحله اول این تحقیق پژوهشگر پس از انجام مصاحبه نود زبان آموز را با استفاده از تست ایلتس انتخاب شدند. برای بررسی عوامل عوامل موثر در ارتقا مهارت شنیداری زبان آموزان ایرانی از دو نوع فیلم ویرایش شده و ویرایش نشده استفاده گردید.برای انجام تح...
A Hybrid Approach of Dea, Rough Set Theory and Random Forests for Credit Rating
In recent years, credit rating analysis has attracted lots of research interest in the literature. While the operating efficiency of a corporation is generally acknowledged to be a key contributor to the corporation’s risk, it is usually excluded from early prediction models. To verify the operating efficiency as predictive variables, we propose a novel model to integrate rough set theory (RST)...
متن کاملمنابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
عنوان ژورنال:
مدلسازی در مهندسیجلد ۱۳، شماره ۴۱، صفحات ۵۹-۷۴
میزبانی شده توسط پلتفرم ابری doprax.com
copyright © 2015-2023